There are numerous benefits to sheltered housing – we list the main ones here. Have a glance at the pros and cons of retirement communists…
- Freedom: 55 community Florida real estate provide the freedom to live independently.
- Reassurance: Daily checks (although this isn’t always the case) and alarm system in case of emergency.
- Support: Help and advice are available if needed.
- Flexibility: Mayhap there is the option to rent or purchase through shared ownership.
- Financial help: If you’re on a low income, Housing benefit may cover some or all of the rent.
- Spend your time with your partner: You have the option to remain with your husband/wife/civil partner, which might not be possible with other care options.
- Making friends: Opportunities to socialize with other residents of a similar age.
- Adore of communal areas: With no responsibility to maintain gardens or facilities.
- No hassles with repairs or maintenance: if you’re renting, then your landlord is likely to be responsible for repairs to your property and the maintenance of communal areas. If you’ve purchased your property, your lease will specify what your maintenance and repair responsibilities are, although it’s likely that the scheme manager will be responsible for repairs and maintenance to the exterior of your property and the communal areas.
- Wellbeing and security: Often, residents in sheltered housing feel safer than living alone.
- Legal protection: If renting, you usually have the protection of tenants’ rights, as you would with any rental property.
- Resale value: If you purchase a central Florida retirement community’s active adults, then your home can be sold later, inherited by family or, if necessary, used to pay for care.
A glance at the drawbacks of active adult communities in central Florida…
Active adult communities in central Florida can vary, so it’s important to be aware of its limitations and ongoing costs, too.
- Deal charges: If you’ve bought a property, you’ll have to pay service charges on top of usual ongoing housing costs. Facility charges can be higher for sheltered housing than for other leasehold properties, to cover the cost of services such as the scheme manager and an alarm system.
- No medical care: Most schemes won’t take people who require regular nursing care or who have demanding needs. They may also be denied to accept new residents who have existing personal care needs. However, you could consider extra care housing if you’re looking for retirement communities in central Florida with care and support included.
- Inadequate choice: There may be a limited choice of schemes in your preferred area, particularly if you’re on a social housing list.
- Rules: Residents have to live by the rules of the scheme, which may, for example, restrict noise or forbid pets.
- Condensed space: If residents are downsizing from a larger property, there may not be space for all their possessions and furniture.
- Bills: Residents still have to pay the bills for their own properties (such as council tax, water, gas, and electricity), which might make it more difficult to budget.
- Variations in services: Scheme managers (wardens) rarely live onsite. Some might only be there part-time. It’s important to check what’s on offer.
The Final Take
It is always recommended to consider the pros and cons of shelter housing or retirement communities, so that you can take the right step for your life after 55, in the 55 and over communities in central Florida. After all, this is the most sensitive age of your life, so why not live it in your choices.
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